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Grandmother Rhoda, who died at the age of 25 and her small daughter Martha buried side by side Commercial Photography Shop were great-grandfather's first business ventures A few years later, with the aid of Mr C J Fisher and five other leading citizens, he helped to organize The Bank or Ephraim, serving as Vice President from 1905 to 1907 and then President of the Bank from 1907 to 1914 One year after organizing the Bank he donated property, and construction was begun on a new building This structure was completed in 1906 and still serves as home for the Bank of Ephraim As a businessman and promoter of the town of Ephraim, he conceived the idea of having the girls of the town form a band In 1914 The Ladies Mountain Echo Band was organized, consisting of twenty-one members, a director. Pat (Parley) Young, and a manager. J F. McCafferty This band, composed only of talent from Ephraim, was the only one in the West at that time that marched in street parades and was organized entirely of women J F. McCafferty supplied financial help to a number of girls who were unable ' to purchase instruments He also continued to meet the financial obligations of the band as the needs arose 54 |